The markets look beautiful this week, and I am excited for what my NW at the end of the month may look like. I hope I cross the $200k mark - I am very close.  

My accountant caught an error she made, and I probably will only be able to put another $10k into my retirement account for the year. I thought the $29k estimate she gave me was too high, and I was correct. Glad she caught it! $10k is still a good amount. She also said that based on her recalculations, she does not think there is any financial benefit to me making an S-election on my taxes next year. I'm somewhat disappointed because I thought it would save me some money, but I don't mind too much because I would have lost a lot of control over how I manage the money in my business account. I'll revisit this in a couple of years once I have a better estimate of how much I will make a year in self-employment. This year has been odd: part-time SE for the first quarter of the year, even after going to full time SE the pandemic means I am working slightly fewer hours than I might in person, pandemic also means that I am making money each week whereas I typically might take a few weeks of vacation/year. So, I guess I will wait.

My state is going to lockdowns again starting today. It's about high time, I think. It's really disheartening to see people going about interacting as though there isn't a deadly pandemic going on. Grocery stores will still be open, but I went and made my bi-weekly grocery store trip yesterday and stocked up on a few things. I think I shan't need to groery shop again until mid-December now.

I gave up on the exercise everyday goal - modified it to a three day cycle of HIIT/Cardio/Rest. That seems to be working better. Weight isn't budging at all. Sleep has been better.